Terms of Service

By using Money Growth you agree to these terms. If you do not agree, please do not use the application.

Money Growth is intended only for users who are at least 18 years old. You must be 18 or older to create or use a Money Growth account. Users under 18 may not create or use a Money Growth account. By creating an account, you confirm that you are at least 18 years old. Money Growth does not verify users' ages; we rely on your representation that you meet this eligibility requirement.

Accounts are optional and free. You are responsible for the accuracy of what you enter, for keeping your password confidential, and for activity that happens under your account. Tell us if you believe your account has been accessed without permission.

You may use Money Growth for your own personal, non-commercial education and planning.

• Do not attempt to access another person's account or data.
• Do not scrape, copy, resell, or redistribute Money Growth content or materials without permission.
• Do not probe, disrupt, overload, or attempt to bypass the security of the service.
• Do not upload unlawful content or use Money Growth to break the law.
• Do not present Money Growth output to others as professional financial advice.

Money Growth is informational and educational. It does not provide financial, investment, tax, legal, lending, mortgage, insurance, or credit-repair advice, and it is not a substitute for a qualified professional who knows your full situation. Money Growth is not a bank, broker-dealer, investment adviser, lender, mortgage broker, insurance producer, credit-repair organization, or credit bureau, and using it does not create a brokerage, banking, lending, advisory, or fiduciary relationship.

Because Money Growth is educational, you are solely responsible for the decisions you make with it.

Every number in Money Growth comes from what you type. The Money Score, category scores, observations, and all "what if" scenarios are deterministic educational calculations based on those entries and on general benchmarks — they are not a rating, an approval, an appraisal, or a prediction of your future finances. Change your inputs and the results change.

Grow's calculators, projections, goal tools, and paper-portfolio tools are educational simulations based on the information and values you enter yourself, including manually entered watchlist tickers. Projections are hypothetical illustrations using the assumptions you choose. They are not forecasts, and actual investment results will differ. Paper portfolios are simulated only — no securities are bought, sold, or held.

Money Growth does not currently provide live or delayed market prices, quotes, historical charts, or other provider-supplied market information. Money Growth does not guarantee any investment or financial outcome, does not recommend individual securities, and you remain responsible for your own financial and investment decisions.

The Credit Center uses the score range and card figures you enter. It does not retrieve your credit report or score, is not a consumer reporting agency, and cannot tell you what a lender or scoring model will actually do. Utilization figures and simulations are educational estimates.

Housing and auto figures are estimates built from your inputs and simplified formulas. Real quotes, rates, taxes, insurance, fees, and total costs will differ. Money Growth does not connect you to lenders, dealers, agents, or brokers, and makes no lending or affordability determination.

Money Growth Pro is a planned future tier and is Coming Soon. It cannot be purchased today, no subscription exists, and no billing or payment information is collected.

Money Growth relies on third-party providers for hosting, authentication, and Google sign-in. Their availability and terms are outside our control.

Money Growth is provided as-is and as-available. Features may change, break, or be removed, and calculations or content may contain errors. We do not promise uninterrupted or error-free service, and we do not guarantee any financial outcome.

The Money Growth name, design, content, and software are owned by the operator of Money Growth. You keep ownership of the information you enter and grant us only the permission needed to store and process it so the application can work for you.

You may delete your saved financial data or your entire account at any time from the Account page. "Delete My Saved Financial Data" removes saved data while keeping your account active; "Delete My Account" permanently removes your account and the saved application data associated with it. We may suspend or end access for misuse or to protect the service.

We may update these terms as Money Growth changes; the "Last updated" date above will change when we do. Continuing to use the application after an update means you accept the revised terms.

Questions about these terms can be sent to support@getmoneygrowth.com, or through the Support page. Money Growth is operated from Pennsylvania, United States.